Credit Cards
What is the best way to make purchases on campus?
Do the credit card terminals change the way my UB Card accounts work?
Can I manually enter my credit card number?
Can I use my Debit card?
Can I use Google Wallet or Apple Pay?
What is a "chip" card?
Over the past year, credit card companies have started issuing credit and debit cards with a small, gold colored chip visible on the face of the card. This only applies to credit and debit cards, not University ID cards or proprietary gift cards. When inserted into a chip enabled reader, the card generates and sends a unique transaction ID code to the processor. This code makes it virtually impossible to create a fraudulent transaction.
How does this work at UB?
Phase one beginning on July 13th, 2015 has the new terminals in place at all Campus Dining & Shops locations. These terminals are customer facing and will read the magnetic stripe on your existing credit cards. The chip slot is not yet active.
To make a credit or debit card transaction -
The cashier will total your order.
If you are paying by credit or debit card the cashier will activate the FreedomPay terminal.
You will complete the payment following the prompts on the terminal. The cashier cannot take your card.
You will only need to sign for transactions of $25 or more.
(At the Tiffin Room, the server will be able to take your card to the terminal for you until later in the year.)
At a point before the end of October the terminals will be updated to read the chip on your credit card. New instructions will be available at that time.